One consolidated record per study, per period. Every payment cryptographically signed, tax-compliant, GDPR-clean. Built on Invoica and AsterPay.
Most research organisations run finance ops like this:
A panellist finishes a study and gets paid in seconds — over the x402 payment protocol — in euros, USDC, or Bitcoin. Their bank details never touch the sponsor.
Your panel platform fires one webhook the moment a panellist finishes.
The open agent-payment protocol triggers the payout automatically. No invoices, no manual batch runs.
Non-custodial settlement via MiCA-aligned partners. SEPA Instant under 10s, full lifecycle under 90s.
Paid out instantly on the rail they choose:
Panellists can earn in Bitcoin — paid instantly over the Lightning Network, no bank account required.
One rollup per period instead of hundreds of line items. CSV plus PDF audit pack export.
Prove who authorised what payment to whom, years later. No third party required.
27 EU countries. Reverse-charge for B2B, standard for B2C. Each line with statute citation. UK and US tax engines on the roadmap.
Panellist IBAN never touches your systems. Sponsor never sees panellist banking details.
Sponsor signs one mandate and funds one escrow. Done once per study.
A 10-line webhook from your panel platform. Each completion fires a payout.
SEPA Instant payout in under 10 seconds. Full end-to-end lifecycle (mandate signing plus on-chain Deal Receipt plus SEPA) under 90 seconds.
Daily, weekly or monthly rollup with per-jurisdiction tax totals. CSV plus PDF audit pack.
Two independent layers, each accountable to its own regulator. Together they form the ClinPay stack.
Agent-native invoicing and tax compliance middleware. Every payout produces a cryptographically signed mandate hash and a Deal Receipt anchored on Base mainnet. Audit-grade and regulator-defensible.
invoica.ai →Non-custodial EU payment infrastructure routed via MiCA-aligned licensed partners. Customer funds never touch AsterPay's balance sheet. SEPA Instant for EUR, USDC on Base, Polygon, Arbitrum, Optimism and Ethereum. Panellist anonymity by design.
asterpay.io →Every claim below corresponds to a working production component or a named licensed partner. Nothing on this list is roadmap.
20-minute walkthrough. Bring your highest-volume study — we'll show you the audit pack it would have generated.