Agents earn in stablecoins. We verify identity, screen sanctions, score trust, and settle to EUR via SEPA Instant. One API, MiCA-ready.
Every x402 agent payment project stops at "USDC in wallet." No one provides compliant fiat settlement for autonomous AI agents in Europe.
Every payment passes through five security layers before settlement. No shortcuts.
ERC-8004 on-chain agent identity + wallet ownership proof
Chainalysis sanctions & AML in <100ms. Source of funds analysis.
Trust Score 0–100. 3rd-party attestations via InsumerAPI (32 chains).
EUR via SEPA Instant in <10s. GBP & USD coming Q2/Q3.
MiCA + VAT + Travel Rule. EU entity (Cyprus). Future-proof.
HTTP 402 Payment Required becomes a native payment rail. Dual protocol support: x402 (Coinbase) + MPP (Stripe & Tempo). Agents pay for API calls with stablecoins automatically.
GET /v1/market/price/btc
Payment Required: $0.005
Signed on-chain payment
KYA + sanctions + settle
SEPA Instant <10s
Agentic commerce is projected at $3–5 trillion by 2030 (McKinsey). AsterPay captures the settlement infrastructure layer.
Total agentic commerce by 2030. AI agents transacting autonomously for compute, data, APIs, and services. (McKinsey, Gartner)
Payment settlement infrastructure layer: ~1% of transaction volume. The Stripe/Adyen equivalent for agent-to-agent commerce.
AsterPay's realistic 5-year capture. EUR beachhead + multi-currency expansion. ~1% of SAM in the bull case.
Three scenarios based on market adoption, geographic expansion, and execution speed.
Conservative: AsterPay dominates EU agent settlement but stays single-currency. Profitable by 2029.
Strong execution: x402 becomes mainstream, AsterPay expands to 3 currencies and becomes the default settlement layer for EU + US agents.
AsterPay becomes the global settlement standard for agentic commerce. 5% SAM capture. The "Stripe of agent payments."
Three revenue streams. 90%+ gross margin. No inventory, no hardware.
Per settlement. vs Stripe 2.9% + $0.30. 6x cheaper for merchants.
x402 micropayments. No signup, no API keys. Agent pays USDC per request.
Volume discounts, dedicated support, custom compliance policies.
| Unit Economics | Value | Benchmark |
|---|---|---|
| Take Rate | 0.5–1.0% | Stripe: 2.9%, Adyen: 0.3% |
| Gross Margin | >90% | Blockchain = low COGS |
| CAC | <€500 | Developer self-serve, x402 discovery |
| LTV (est.) | >€10,000 | Recurring transaction revenue |
| LTV:CAC | >20:1 | Best-in-class SaaS benchmark |
Live in production. NDA with top-4 card network. Referenced in Google's A2A standard. Dual protocol (x402 + MPP).
Everyone does payments. We built it specifically for AI agents — identity, trust, dual protocol (x402 + MPP), and EUR settlement in one stack.
| Feature | AsterPay | Stripe / Tempo | Coinbase CDP | Circle |
|---|---|---|---|---|
| Agent Identity (KYA) | 5-layer | KYC/KYB only | Not agent-native | Not agent-native |
| Agent Trust Score | 0–100 | Risk scoring | Not focus | Not focus |
| Sanctions Screening | <100ms | Yes | Yes | Yes |
| EUR SEPA Instant | <10s | Payouts only | Via exchange | Via partners |
| x402 Protocol | Native | MPP only | Creator | Not supported |
| MPP Protocol | Native | Creator | Not supported | Not supported |
| MiCA + EU Entity | Cyprus | Ireland | USA + EU sub | France |
| ERC-8004 Identity | #16850 | Not focus | Not focus | Not focus |
| Agent-native SDK | MCP + Python | SDK (not agent) | AgentKit | SDK (not agent) |
Beachhead in EUR, then expand. Same API, new settlement partners, new currencies.
We're building the settlement standard for the $3–5T agentic economy. Starting with EUR, going global.