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AsterPay

AI Agent Payment Flow

Smart Routing: AsterPay selects the cheapest provider for every transaction

x402 + MPP Dual Protocol · Multi-Provider Smart Settlement

🇪🇺 EU CUSTOMER
🌙 04:07
🇪🇺
🧑‍💼
EU Customer
Business Owner
🤖
🤖
AI Agent
Shopping Assistant
Smart Wallet (ERC-4337)
2,000 USDC
Budget: €2,000
🌐
🏪
Marketplace
Agent Services
💎
AsterPay
Smart Router
SETTLEMENT PROVIDERS
🇪🇸 Depa Finance
0.20% + €0.45/tx
EU VASP • SEPA Instant
🇬🇧 Align Labs
0.35% (vol-tiered)
x402-native • AED
🇺🇸 Bridge (Stripe)
0.50% flat
US/Global • SDK
🇮🇸 Monerium
0.10% all-in
EMI • EURe → EUR
TRUST & INVOICING
🔮 Intuition
Community Trust
Base L3 • Signals
🛡️ InsumerAPI
Multi-Attestation
ERC-8183 • JWT
📄 Invoica
Invoice + VAT
Post-Settlement
🇩🇪
💻
CPU Seller
Wants EUR
🔍 Search
📋 Best Deal
💰 850 USDC
✓ Verified
💶 €795.25 EUR
🔀 Routing...

🔐 AsterPay Verification

Protocol Checks

x402 — Valid
MPP — Valid
ERC-4337 — OK
ERC-8004 — OK
Chainalysis — OFAC/EU/UN
InsumerAPI — Multi-Attestation

🔍 Merchant Payment Endpoint (MPE)

Agent knows the company — AsterPay finds where to pay

Company — CPU Seller GmbH
IBAN — DE89 3704 0044 ****
Bank — Commerzbank AG
VoP — Name matches ✓ (PSD2)

🔀 Smart Router — Evaluating Providers

Selecting cheapest EUR settlement path
🇪🇸 Depa Finance 0.20% SEPA Instant
🇬🇧 Align Labs 0.35% SEPA
🇺🇸 Bridge (Stripe) 0.50% SEPA
🇮🇸 Monerium 0.10% Base Q2

🛡️ Compliance Screening

Real-time sanctions & risk check on every payment

OFAC/EU/UN — Chainalysis Oracle
Risk Score — 8/100 (Low)
Volume — €12.50 cumul. (<€1K)
Travel Rule — Below threshold

⭐ Agent Trust Score — Know Your Agent (KYA)

Computing trust score from 8 signals (on-chain + Intuition)...

Wallet Age — 245 days (12/15 pts)
Activity — 87 txns (10/15 pts)
Sanctions — Clean (20/20 pts)
ERC-8004 — Registered (20/20 pts)
Operator KYB — Not verified (0/20 pts)
Payment History — 3 txns (1/5 pts)
Trust Bond — None staked (0/5 pts)
Intuition — Community signals (bonus)

🏦 Settlement via Depa Finance

USDC → EUR via SEPA Instant

USDC — Received
Rate — 0.935 (best)
Provider — Depa (0.20%)
SEPA Instant — Ready
Press Play. AI agent buys CPU while owner sleeps.

🔧 Technology Stack

📡
x402 Protocol

✓ Coinbase Standard

🔗
MPP Protocol

✓ Stripe + Tempo

💵
USDC

✓ Regulated Stablecoin

🔀
Smart Routing

✓ 7 Partners

🤖
ERC-8004

✓ Agent Identity

🔍
MPE Discovery

✓ Merchant + VoP

🛡️
Compliance

✓ Chainalysis Oracle

Trust Score

✓ KYA 0-100

🔮
Intuition

✓ Community Trust

🛡️
InsumerAPI

✓ ERC-8183

📄
Invoica

✓ Invoice + VAT

🔀 Multi-Provider
No single point of failure

Always cheapest path

🇪🇺

MiCA Compliant

📚 Documentation

Learn x402 + MPP Integration →

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