Use case

Crypto in. EUR in your bank.

For platforms, treasuries, creators and B2B operations that need to convert stablecoins or Bitcoin into a SEPA Instant payout. Same rail, same KYB, sub-10 second settlement.

Who this is for

If you receive stablecoins or Bitcoin and need EUR in a European bank account on a recurring basis, this is the same infrastructure that powers our facilitator product, exposed as a direct off-ramp.

Platform payouts

Marketplaces and SaaS platforms paying European contractors, creators or merchants in EUR after collecting in crypto.

Treasury operations

Companies holding USDC, EURC or BTC on the balance sheet that need to settle invoices, payroll or operating costs in EUR.

Bitcoin merchants & creators

Receive Bitcoin on-chain or via Lightning, settle to EUR the same day. Built for BTC-native businesses that still pay bills in fiat.

B2B settlements

Cross-border invoices paid in stablecoins or BTC and settled to a European IBAN. Verification of Payee included on every transfer.

How a payout flows

Four steps from a crypto balance to EUR in your bank account.

01

Send crypto

USDC, EURC, EURCV, USDT or BTC to the deposit address we provision for your account. Bitcoin native SegWit, EVM stablecoins on Base, Ethereum or Polygon.

02

Auto-conversion

The asset converts to EUR at the live mid-market rate. No spread on EURC or EURCV. Quote shown before execution.

03

SEPA Instant

EUR arrives in your IBAN over SEPA Instant. Median settlement under 10 seconds across 36 countries and 4,000+ banks.

04

Reconciliation

Webhook with the original tx hash, conversion rate and SEPA reference. Export to CSV or push to your accounting system.

Pricing

Same fee schedule as the facilitator product. No setup fee, no monthly minimum.

Per settled transaction
0.5% + €0.10
All-in: includes conversion, SEPA Instant payout and Verification of Payee.
Volume tier
From 0.3%
Negotiated pricing starts at €50,000 per month settled volume.

What you need to start

Company verification Standard KYB: certificate of incorporation, UBO declaration, director ID. Same workflow as the facilitator product. Typically 1–3 business days.
Bank account European IBAN in the company name. SEPA Instant capable (most EU and EEA banks support this by default).
Supported stablecoins USDC, EURC, EURCV, USDT. On Base, Ethereum, Polygon (more chains on request).
Supported Bitcoin BTC on-chain (native SegWit) settled directly to EUR. Lightning available via our Alby integration on request — same KYB, same payout rail.
Compliance posture EU-native via licensed payment partners. Travel Rule active above €1,000. Sanctions screening on every transfer.
Dashboard & API Self-serve dashboard for treasury teams. REST API and webhooks for platforms automating reconciliation.

Talk to us before you build

Most platform integrations are live in under a week. Treasury setups depend on your bank’s SEPA Instant configuration. We’ll scope it on a 20 minute call.