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Live on Base & Ethereum MiCA-aligned SEPA Instant KYB approved in <24h

AI agents pay in stablecoins.
You get EUR.

Get EUR in your IBAN via SEPA Instant.

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🔒 app.asterpay.io
LIVE
Good morning, Alex
€12 408,21
Total settled
4 127
API requests
12
Active agents
Approved
KYB status
API Usage
May 5
May 6
May 7
Treasury Agent
€48 217,90 EUR balance
  • Active mandates 7
  • Last SEPA payout €1 247,50 · 4 min ago
  • Next auto-payout in 12 min
Recent activity

    Quick check

    Are AI agents finding you?

    Drop your domain. We check homepage and a couple of /.well-known/ paths. Nothing stored.

    Who are you?

    Showing trust, EUR settlement and onboarding · switch to developer view

    Built on open standards. No vendor lock-in.
    x402 SEPA Instant Circle Alliance Base ERC-8004 Coinbase CDP
    ERC-8004 Agent #16850 (registry position) pip install asterpay MCP Server on npm
    For Developers

    Install in any agent. One line.

    Paste this prompt into your agent. AsterPay's full toolkit (KYA + payment discovery + EUR settlement) is wired in seconds. No SDK, no API key.

    > Set up https://asterpay.io/SKILL.md
    Compatible with x402 MPP AP2 ERC-8004 MCP
    See full install guide →
    Open Standards

    Every layer of the stack is an open standard.

    No vendor lock-in. Swap any component, keep the rest. Built for an interoperable agent economy.

    x402Coinbase MPPStripe / Tempo AP2Google ERC-8004Agent Identity ERC-8183Agentic Jobs PACTvia Invoica EIP-3009transferWithAuthorization MiCAEU Regulation
    How it works

    A single API. Three rails.

    Your customers' AI assistants pay in stablecoins. You receive EUR in your bank, usually within 10 seconds. AsterPay handles trust, conversion, compliance and reconciliation — you never touch crypto.

    01

    An AI agent reaches your endpoint

    A customer's AI assistant (any x402- or MPP-compatible agent) calls your booking, ordering or pricing endpoint. AsterPay verifies the agent (KYA), screens it for sanctions in <100ms, and locks a USDC-in / EUR-out quote.

    02

    On-chain receipt

    The agent's wallet (held by the customer's platform, not by you) settles USDC on Base or Ethereum (Polygon, Arbitrum & Optimism by Q3 2026). Our facilitator verifies it, deducts the fee and triggers the off-chain leg instantly.

    03

    EUR in your bank account

    SEPA Instant delivers EUR to your IBAN in under 10 seconds — 24/7, weekends and holidays included. GBP (Faster Payments) & USD (ACH) on the roadmap for Q4 2026. Full audit trail for accounting and compliance.

    Agent trust framework

    Four layers between an agent and your bank account.

    Every payment passes through four verification layers before settlement. No shortcuts, no “we’ll add compliance later”. Built in from day one.

    1. Identify

    ERC-8004 on-chain agent identity plus wallet-ownership signature. Trust Score 0–100 unlocks higher per-transaction limits. No anonymous payments above $1.

    2. Screen

    Sanctions and AML screening via an enterprise provider, sub-second verdict on every transaction. Source-of-funds check on Verified tier and up.

    3. Settle

    USDC / EURC → EUR via SEPA Instant. Median settlement <10s. Escrow available for low-trust agents. Beneficiary IBAN auto-discovered (MPE) and verified by PSD2 VoP.

    4. Comply

    EU-native via licensed European payment partners. AsterPay operates as a technical service provider behind partner authorizations. EU AI Act (Article 50) transparency built in. Travel Rule activates at >€1,000. Cyprus entity, audit-ready from day one.

    Agent Access Tiers

    Trust score unlocks transaction limits.

    Think of it as a credit score for AI agents. More verification = higher limits. Every agent starts in Open and earns its way up.

    Open Verified Trusted Enterprise
    Trust Score0–2020–5050–8080–100
    Max per call$1$100$2,500Negotiated
    Monthly cap$50$5,000$100,000Negotiated
    IdentityWallet sig+ ERC-8004+ Operator KYB+ Full enterprise KYB
    SettlementUSDC onlyEUR availableEUR defaultEUR + GBP + USD
    Live✓✓✓Q3 2026
    Live in production

    Early stage? Yes. Operating in production? Also yes.

    A short list of things you can verify yourself, right now.

    ✓
    Listed on x402.org/ecosystem
    Approved 11 February 2026 as an active facilitator
    ✓
    ERC-8004 Agent #16850
    Position #16850 in the public registry on Base mainnet
    ✓
    @asterpay/mcp-server on npm
    18 tools shipping · published & updated
    ✓
    pip install asterpay
    Python SDK live on PyPI
    ✓
    x402.asterpay.io facilitator
    Public endpoint · serving live x402 / MPP traffic
    →
    Want production numbers under NDA?
    Email the founder — happy to share volume + revenue
    The numbers

    Built for the scale that’s coming.

    McKinsey forecasts agentic commerce at $3–5T by 2030. Every transaction needs a settlement layer — AsterPay is the one built for euros.

    <10s
    Median end-to-end settlement, stablecoin to IBAN
    0.5%
    EU-rail settlement fee — no FX markup, no spread games (US rail: 1.5%)
    36
    SEPA-participating countries covered
    24/7
    No cut-off times, no banking holidays, no delays
    Simple pricing

    Two sides of every payment.

    What the agent pays in stablecoins, and what you receive in EUR. No subscription, no setup fee, no hidden FX.

    For merchants — EU rail (default)
    You receive — EUR
    EU-incorporated merchants · settled to your IBAN via SEPA Instant
    0.5% + €0.10 per settled txn
    No setup fee · no monthly fee · <10s SEPA Instant
    • EUR delivered to your bank — you never touch crypto
    • USDC, EURC and EURCV converted on our side
    • KYB onboarding (~10 min) before live mode
    • Volume discounts start at €50k / month
    • US-incorporated? See US rail card → (1.5% + €1.00, routed via US-licensed banking partner)
    Start KYB →
    For merchants — US rail
    You receive — EUR
    US-incorporated merchants · routed via US-licensed banking partner
    1.5% + €1.00 per settled txn
    Higher per-transaction infrastructure cost · same EUR delivery
    • EUR delivered to your IBAN, typically within minutes
    • Includes USDC→EUR conversion + SEPA passthrough
    • For US-incorporated entities (Delaware C-corp, LLC, etc.)
    • No surprise FX markup — rate locked at quote time
    • EU-incorporated? Use the EU rail (0.5% + €0.10) instead
    Contact for US onboarding →
    For developers & agents
    Agents pay — USDC
    API access via x402 or MPP
    $0.01 USDC per call
    No signup, no key, no monthly minimum
    • Dual protocol: x402 (Coinbase) and MPP (Stripe / Tempo)
    • Sandbox free (1,000 calls / day)
    • Session packs: 50 / 250 / 1000 calls
    • Live: Base + Ethereum · Q3 2026: Polygon, Arbitrum, Optimism
    Try in 60 seconds →
    Enterprise & platforms
    Negotiated
    For >€500k / month, white-label or multi-tenant
    Custom pricing
    NDA & technical review · pilot → production
    • SLA & dedicated support
    • Custom trust policy & co-branded agent identity
    • Multi-region uptime guarantees
    • Direct line to compliance & engineering
    Contact sales
    How we compare

    Same EUR rail. Built for agents instead of forms.

    We’re not trying to replace Stripe for your SaaS checkout. We’re the rail for when your customers become AI agents. Read the long version →

    Stripe Wise BVNK Raw x402 AsterPay
    Best forHuman checkoutsCross-border FXStablecoin B2BCrypto-native buildsAgent → merchant EUR
    Agent-native protocol✓ MPP1××✓ x402✓ x402 + MPP2
    Per-call micropaymentsper-txn××✓✓ $0.01+
    Agent identity (KYA)account KYCaccount KYCaccount KYC× DIY✓ ERC-8004 + Score
    EUR settlement2–7 dayssec–hours1–2 dayscrypto only<10s SEPA Instant
    Merchant discovery by name××××✓ MPE + VoP
    EU regulatory baseIrelandEMI (multi)UK / MiCAN/ACyprus · technical service provider
    Time to first payment2–5 days1–2 daysdaysminutes60 seconds

    1 Stripe MPP launched March 2026; identity and screening remain at the merchant-account level, not per-call.   2 AsterPay verifies the agent on every call (per-call KYA) and screens for sanctions in <100 ms.

    The honest summary: If you’re selling to humans, use Stripe. If you’re doing cross-border FX, use Wise. If you’re selling to AI agents and want EUR in your bank — that’s us.

    Read the full comparison →

    Side-by-side pricing, EU vs US rail breakdown, and an honest "when NOT to use AsterPay" list.

    New · Learn hub: definitive guides to x402 EUR settlement, x402, facilitators, KYA & ERC-8004.

    For developers

    Integration in an afternoon.

    Install the SDK, point at our facilitator, and your agent is paying in euros. No bank intro calls. No six-month underwriting cycles.

    • ✓
      SDKs for TypeScript, Python and Node

      Matching surface area, matching semantics. One API to learn. @asterpay/mcp-server · pip install asterpay

    • ✓
      Drop-in x402 + MPP facilitator

      HTTP 402 becomes a settled EUR payment. Self-host or point at ours.

    • ✓
      Sandbox with real SEPA rails

      Test with live banking infrastructure, not mock responses. Free until you go live.

    • ✓
      Webhooks, signed receipts, full audit log

      Everything your compliance team asks for — before they ask. ERC-8004 Agent #16850 on Base mainnet.

    facilitator.ts 
    // Protect any endpoint with x402 + AsterPay.

import { requirePayment } from "@asterpay/x402";

app.get(
  "/api/premium-data",
  requirePayment({
    price:   "0.10 EUR",
    payout:  "iban:DE89 3704 0044 0532 0130 00",
    network: "base",
  }),
  (req, res) => {
    res.json({ data: getPremiumData() });
  }
);

// Agents now get 402 Payment Required
// → they pay → endpoint returns 200
// → settled in ~9s · fee 0.5% (€0.06)
    SDKs & tools

    Integrate in one line.

    MCP server for Claude / Cursor, Python SDK for backends, and Attest CLI for EU AI Act compliance. Pay-per-call, no API keys.

    ⚡

    @asterpay/mcp-server

    Multichain EUR settlement for AI agents. Works in Claude & Cursor. USDC, EURC and EURCV supported.

    npx @asterpay/mcp-server View on npm →
    🐍

    asterpay (Python)

    Multichain EUR settlement for Python. Sync & async, type hints, x402 error handling.

    pip install asterpay View on PyPI →
    📋

    Attest — EU AI Act

    EU AI Act deadline is August 2, 2026. Scans your codebase, finds every AI import, generates Annex IV docs. Open source.

    npx @asterpay/attest scan View on GitHub →

    Start settling in seconds.

    Join the early-access programme. No bank intro calls. No six-month underwriting cycles. Just an SDK, an API key, and your first euro on-chain.

    Start KYB → Read the docs
    Founder-led sales

    Talk to a human.

    Every inbound is answered — first by Petteri (founder, technical & strategic) directly, or by Samantha, our AI business-development agent that handles partnership intake and KYB triage.

    Petteri
    Founder · technical & strategic
    petteri@asterpay.io
    Direct · product, integration, strategic
    Book 15 or 30 min
    cal.eu/asterpay · pick a slot
    @petterixai
    Telegram · DMs open
    Samantha AI agent
    Business Development AI · partnership intake & KYB triage
    samantha@asterpay.io
    AI-assisted intake · partnerships, KYB onboarding, merchant success
    Partner application
    Become a partner · co-marketing & ecosystem
     𝕏
    @Asterpayment
    Company X / Twitter · DMs open